401 K Contributions For 2025. Starting in 2025, employees can contribute up to $23,500 into their 401(k) and 403(b) plans, most 457 plans, and the thrift savings plan for. Workers who contribute to a 401(k), 403(b), most 457 plans and the federal government's thrift savings plan can contribute up to $23,500 in 2025, a $500 increase from the $23,000 cap in 2024.
For 2025, you can defer up to $23,500 into your 401(k) instead of keeping it as. Starting in 2025, businesses adopting new 401(k) or 403(b) plans will be.